Table of Contents

Table of contents

(1) Main principles            9

– Be at least a little religious \ spiritual
 – Save a minimum of $50,000 in 5 years
– Network with others
– Focus on solutions to problems and take action
– have a plan and monitor your progress
– have a budget and stick to it
– Get advice from the correct people
 – Firmly believe you will succeed
 – Always be positive
 – Change what you can
 – Change your circumstances to improve chances of success
 – Experience what you couldn’t have
  
(2) Good things about Canada         19

 – Multicultural
 – After some time, it feels like home here
 – Weather is not so bad
 – Peaceful country
 – Good education
 – Good healthcare system
 – Good for current and \ or future children and grand children
 – Close to USA ( Florida, Hawaii etc. )
 – Franchises like McDonalds, KFC, Pizza Hut etc. are so affordable
 – Season changes
  
(3) Having fun for little money        27

 – list of fun things to do
 – Be happy
 – Bluffers Park ( a beach just south of Kingston road on Brimley road )
 – Ashbridge’s Bay Park
 – Sibbald Point Provincial Park
 – Wasaga beach
 – Niagara Falls
 – Marineland
 – Search for comedies, TV shows, films, sports etc. on Youtube
 – Find songs, recipes, movies, TV shows etc. on cultural sites
 – Coupon sites like Redflagdeals.com
 – JDRF Walk
 – Grayline Tours of Toronto
 – Skype instructions
          * How to make a call to a land phone or a cellphone
          * How to add a new person to your contacts list
          * How to make a call to anyone anywhere in the world free of charge
          * How to make a video call to anyone anywhere in the world for free of charge
 

(4) What to do in the first 2 weeks       47

 – Open a bank account
 – Get private health insurance
 – Buy clothes
 – Find the closest grocery stores
 – Find a place to live
 – Apply for the Health card and SIN ( Social Insurance Number )
 – Start building your contacts
 – Learn about the TTC ( Toronto Transit Commission )
 – Go to the library
 – Apply for the Canada Child Tax Benefit ( CCTB )
 – Get a land phone, cell phone, internet and TV
 – Register kids in a school
 – Start your job search
 – Go to Downtown Toronto and one of the 3 popular malls
 – Buy a computer
  
 
(5) Finding a place to live               58

 – 2 important points relating to renting
 – Tips to rent an apartment
 – Tips to buy a new house
 – Tips to buy a used house
 – Tips to buy a Condo

(6) Finding a great Job           76

 – How to get a great job
 – Get your credentials assessed
 – Embrace Diversity

(7) Travelling – day trips and long distance           85

 – fares
 – good maps and how to read them
 – Taxi’s
 – how to avoid traffic jams
 – long distance travelling

(8) Buying a car         93

 – Get the drivers license
 – Change your address for Driving license within 6 days of a move
 – Have to change parking ticket address separately
 – Great 24 Hour Garage ( for vehicle repairs )
 – Get the CAA Membership
 – Buying a new car
 – Buying a used car
  
(9) Handling the winter        98

 – how to handle the winter
 – layering

(10) Saving         101

 – saving
 – The 3 E’s ( Efficient, Effective and Economical )
 – Rainchecks
 – Good products
 – Good Stores
 – Creating a credit history
 – How to get rid of your change
 – Be careful when lending money
 – Emergency Fund
 – Make your own coffee
 – A Cheap way to go to the airport
 – How to get out of a cell phone contract

(11) Investing         105

 – investing
 – RRSP ( Registered Retirement Savings Plan )
 – RESP ( Registered Education Savings Plan )
 – other investments

(12) Cooking in less than 20 minutes    108

(13) A quick and easy way to improve English     111

(14) Assistance         119

 – Legal aid
 – Employment Insurance (EI)
 – Social Assistance
 – OSAP ( Ontario Student Assistance Program )
 – Silverman Helps
 
(15) Important contact phone numbers and websites                 142

 – Emergency contact number
 – Telephone directory
 – list of important contact phone numbers and websites

(16) Conclusion         151